We provide a variety of convenient leasing programs for private
businesses and government agencies.
10% Buy-Out Plan: This
plan is targeted at the customer who desires a fixed purchase option.
At the inception of the lease, the purchase option total is fixed
at 10% of the equipment's original cost.
10% Pre-Paid: This
program is designed to offer a lower monthly payment and the comfort
of a fixed purchase option.
$1.00 Purchase Plan: This
program is recommended to those customers who are certain they
wish to purchase the equipment at the end of the lease term. No
tax benefits are available for this plan.
Note: This plan is NOT available in some states.
End of Fixed Purchase Price Lease Options:
- Purchase the equipment for the fixed purchase
option price
- Return the equipment and trade up to new equipment
- Extend the lease for an interim timeframe
- Renew the lease for a fixed pre-determined period
- Return the equipment
Fair Market Value (FMV): This plan
is targeted at those customers who are worried about obsolescence.
It offers a variety of options at the end of the lease. It is particularly
beneficial for those customers wanting to have a lower monthly
payment. A FMV allows the flexibility at the end of the lease to
decide whether to purchase the equipment, extend the lease, or
upgrade the equipment based on business need.
End of FMV Lease Options:
- Purchase the equipment at its then fair market
value
- Return the equipment and trade up to new equipment
- Extend the term of the lease for an interim timeframe
- Renew the lease for a fixed pre-determined period
- Return the equipment
Municipal Lease Programs*: LCA
has knowledgeable and experienced staff to help secure municipal
leases. We offer competitive rates on leases for tax-exempt, taxable
municipals and 501c3 organizations. Call your Account Executive
for complete details on this program.
Deferred Payment Programs*: LCA
offers the lessee the opportunity to eliminate the down payment
for a 60-90 day window before the first lease payment is due. This
program helps the lessee manage their cash flow.
90 Days - Same as Cash -
Programs*: LCA allows the vendor to release equipment
to the customer as long as the customer agrees to pay the full
amount within 90 days of equipment delivery. The program pays
the vendor upon release of the equipment and also offers the
lessee the option to convert to a conventional lease after 90
days.
Zero Down Lease Programs*: LCA
allows the lessee to take possession of the equipment with zero
cash outlay and the first payment is deferred for 30 days.
Step Payment Program*: LCA
offers the lessee the opportunity to establish a lower monthly
payment at the start of the lease and step up payments over the
life of the contract.
Seasonal Payment Programs*: LCA
tailors this program for lessees who have interrupted cash flows
due to the seasonal nature of their business. Under this program,
lease payments are paid only during months the business operates
and/or generates cash flow.
*Dealer participation is required.
More Budget Friendly
Leasing converts a large capital expenditure into small monthly payments, enabling
you to acquire new equipment.
With leasing you pay for the equipment
as you use it, making it more like an employee as they work. Leasing
pays for itself in revenue generation and/or cost savings.
Leasing Conserves Capital
Leasing helps to improve the overall financial picture by conserving operating
capital and freeing up working capital and bank credit lines for expenses
such as: inventory, expansion and emergencies.
Realize Tax Advantages
Leasing provides a more rapid write-off because the lease term is shorter than
the depreciable life of the equipment and the monthly payments are often
tax deductible as a pre-tax business expense.
Credit Diversification
Leasing complements existing bank relationships, keeping those lines of credit
available for short-term needs.
Turnkey Financing
Leasing includes 100% financing of hardware, software, installation, maintenance,
training, etc.
| LCA
Application |
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LCA
Leasing Application
(Adobe Acrobat File 150kb) |
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